If you’re heading overseas, don’t forget to take out comprehensive travel insurance. Your policy should cover any activities you plan to undertake (from scuba diving to scooter riding), personal liability, medical treatment, emergency medical evacuation, and any pre-existing medical conditions. Even minor medical treatment can be very expensive overseas.

If you can’t afford travel insurance, you can’t afford to travel.

Don’t want your holiday to go up in smoke? Travelling with an electronic cigarette may land you in prison or with a fine. Some countries consider electronic cigarettes and the liquid used in them as prohibited products, which may have some serious consequences for you when you get to the border or are stopped by the authorities in-country. Countries with the ban could impose a hefty fine and/or a prison sentence if it is deemed you attempted to import a prohibited item.